Filming a wedding is paramount—you’re in charge of capturing this special day in a video for couples, their families, and children to relive forever. However, have you ever thought about things going wrong at a wedding?
The couple could be unsatisfied with your work, someone could trip over your tripod, or you might accidentally scuff the venue’s floor with your gear. If you don’t have wedding videographer’s insurance, you could be held financially responsible for paying these expenses and claims out of pocket.
Still not convinced? No matter how careful you are, risks can occur where you least expect them to. Getting liability insurance for wedding videographers is paramount to protecting your business and shows you mean business.
Let’s discuss what this policy can cover, potential risks, and why you should zoom in on Full Frame Insurance’s policies.
What Does Wedding Videographer Insurance Cover?
At Full Frame Insurance, we offer three coverage options for wedding videographers and wedding photographers: Annual, Annual+, and Event.
Annual+, our most popular policy, bundles the best of general liability, damage to rented premises, and camera equipment coverage (aka inland marine). You can also add unlimited Additional Insureds, which most venues and events require, for $30 a year.
With any annual plan, you can also add on data breach insurance (cyber liability), failure to deliver (aka professional liability) coverage, and upgraded camera equipment coverage.
Our event policy, aka 1 day wedding videographer insurance, offers general liability for 1-3 day events starting at $59 per event. You can add unlimited additional insureds for $5 to this plan, right from your dashboard, and get instant access to your Certificate of Insurance (COI).
Is an Annual or Event Policy Better for Your Business?
Our annual and event policies have numerous strengths and weaknesses. It’s best to choose the plan that best aligns with your business needs.
The 1 day wedding videographer insurance or event insurance is great for short-term or part time wedding videographers. The annual policy is for the full time and hungry wedding photographers and videographers with numerous wedding shoots throughout the year.
As you can see in our table below, annual plus is your best route for optimal coverage.
| What's Offered | Annual + | Annual | Event |
|---|---|---|---|
| Starting Cost | $23.83/month | $12/month | $59/event |
| General Liability | ✅ | ✅ | ✅ |
| Damage to Rented Premises | ✅ | ✅ | ✅ |
| Camera Equipment Coverage | ✅ | Add-On | ❌ |
| Unlimited Additional Insureds | $30/year | $30/year | $5/policy |
| Failure to Deliver Coverage | Add-On | Add-On | ❌ |
| Data Breach Protection | Add-On | Add-On | ❌ |
Why Choose Full Frame for Wedding Videography Insurance?
We stand out from the competition by giving you 24/7 access to your policy documents and the convenience of printing your proof of coverage. Our policies also pack comprehensive coverage into wedding videographer insurance that costs far less than many of our competitors.
Full Frame Insurance offers:
- No quote process–buy online in minutes
- Flexible monthly payments
- Robust, customizable coverage scaled to your business
- Instant coverage and COI (Certificate of Insurance)
- Helpful blog posts to help successful photographers and videographers sharpen their craft
- No deductible for liability claims
- Available in all 50 states
- Up to $2M aggregate and per-occurrence
- Ability to add additional insureds from your dashboard
- Covers business activities and items; something homeowners insurance can’t do!
Frequently Asked Questions (FAQs) About Insurance for Wedding Videographers
Here are some popular questions asked about wedding videographers insurance.
Do freelance videographers need insurance?
Yes! Whether you’re a freelance or full-time videographer, videographer’s insurance can protect you from risks like claims of property damage, medical injuries, failure to deliver and more. For example, if you have faulty memory cards, failure to deliver coverage can cover claims or lawsuits from unhappy customers.
What insurance do I need as a videographer?
General liability insurance protects you as a videographer or photographer. If your tripods or other equipment damages a venue, general liability can help you pay the property damage claim instead of footing the entire bill out of pocket.
Full Frame Insurance offers general liability insurance in its annual and event policies whether you’re a full-time or short-term videographer.
How expensive is videography insurance for weddings?
The cost of wedding videography insurance starts at $12 a month for an annual policy or $59 per event. Compare this to paying out of pocket for damages like accidental damage to a venue or a guest’s medical expenses due to your business activities—the cost of videography insurance is a drop in the (ice) bucket!
Is wedding videographer insurance worth it?
Absolutely! Without wedding videographer insurance, your business could face claims worth tens of thousands of dollars or more to resolve, depleting your company’s resources. There are numerous things that can go wrong when filming a wedding: faulty memory cards, trip and fall accidents, property and equipment damages, unsatisfied clients, and more.
Have Additional Questions Regarding Wedding Videography Insurance?
If you have any additional questions or concerns, you may contact us by mail, telephone, or email. We are here to help!
You’re Covering the Wedding, Let FFI Cover You!
Wedding videography insurance is needed to help you stand out in this industry. Weed out the competition with your stunning portfolio and videography certificate of insurance COI from Full Frame Insurance. It only takes 10 minutes or less to get liability insurance for wedding videographers.
