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Category: Photography

Grow and Protect Your Photography Business Live Chat Recap

two photographers editing photos on computer

Building a successful photography business takes more than great photos. Talent may get you booked, but long-term success comes from building the systems, relationships, and protections that allow your business to scale. That was the core message of our recent Full Frame Insurance (FFI) live discussion, “Grow and Protect Your Photography Business: Scaling Smart in […]

9 Types of Photography Businesses (With Real Examples)

Choosing your photography niche shouldn’t be guesswork — it should be about finding the sweet spot where your creativity and market demand meet. 9 Types of Photography Businesses (And How To Choose Yours) Your Preference Type of Photography Services You Offer Working with products and people Portrait, commercial, or product photography Headshots, brand sessions, social […]

Best Photography Equipment for Beginners: A Quick Guide

Different photographer tools laid out neatly on a table.

With so many cameras, lenses, and accessories on the market, it’s tough to know where to start. Whether you’re fresh out of school or ready to turn your hobby into a career, choosing the right gear can be a real roadblock. We’re here to sort out the “must-haves” from gimmicky gadgets with a breakdown of […]

How to Become a Real Estate Photographer: 10 Tips to Kickstart Your Career

A custom-built home taken by a real estate photographer.

Do you have an eye for architecture, detail, and composition? Do you get a thrill from framing the perfect wide-angle shot? A career in real estate photography may be the right fit for you! In the real estate photographer industry, you’ll collaborate with realtors and real estate agencies to photograph various properties. Your work will […]

Wedding Photographer Outfits: Balancing Comfort, Style, & Practicality

Wedding photographer taking photos of bride and groom

Weddings – we love weddings! Full of love and laughter! And for you, the wedding photographer, a lot of work. You have your hands full capturing your clients’ major moments and ensuring they look magical in every shot. The last thing you need is to worry about your own outfit. That’s why it’s crucial to […]

5 Photography Marketing Ideas (That Actually Work)

A photographer looking at a camera in her office.

Marketing your photography business can be more challenging than getting a shy child to say cheese. Where and how do you find clients? How do you keep them? And how do you boost your visibility in the community? We’re here to help you cut through the confusion with winning photography marketing ideas that’ll level up […]

How to Open a Home Photography Studio and Start Booking Clients

A food photographer photographing breakfast foods in her home.

Friends and family often suggest, “You should open a photography studio in your house. You have the room for it.” At first, you thought they were being polite or making small talk — but you started picturing yourself photographing numerous clients with different backdrops, octa softboxes, props, and more. Turn your house into a home […]

How Much Do Photographers Make?

Most full-time photographers earn between $40,000 and $99,000 a year, though earnings vary by niche, experience, and location. Whether you’re photographing weddings, real estate, or wildlife, your income can look very different. So, is it possible to make a living doing what you love? Let’s find out. How Much Photographers Make (& Where They Make […]

How to Write a Photography Business Plan [+ Free Template]

A photographer capturing images of the artic

Writing a business plan may seem difficult, but you probably already started it subconsciously when bringing your photography business to life. You found your niche, studied the competition, honed your elevator pitch, and spent time building client relationships and some marketing channels. All you need to do now is put these details on paper. Free […]

Drone Coverage Insurance

Drone Coverage is a type of inland marine coverage (aka equipment coverage). It protects your investment in your gear by helping pay to repair or replace drones used for your business that are broken or stolen. You can add Drone Coverage to any Annual+ policy.

Important note: To qualify for Drone Coverage, you also need to carry Drone Liability Insurance, which covers your risk of harming other people or their property while operating your drones.

Drone Liability Insurance

Drone Liability Insurance covers your risk of physically injuring someone else or damaging their property while operating a drone. For example, if your drone clips a sign or drops onto someone’s car, this coverage could pay for repair costs or medical bills. You can buy it as an add-on to any Annual or Annual+ policy.

Data Breach (Cyber Liability)
(Optional With Annual Plans Only)

Cyber liability insurance protects your business from the costs you face because of a cybersecurity breach. Cybercrime is a common threat to businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection in your policy.

Failure to Deliver (Professional Liability)
(Optional With Annual Plans Only)

Failure to deliver coverage — also known as professional liability or errors and omissions — protects your business from the cost of negligence claims. These can arise from professional mistakes, like giving bad instructions, memory card or equipment failures ruining your shoot, or a last-minute illness that means you can’t fulfill your contract.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability is designed to protect your business from the cost of third-party bodily injury and property damage claims (like if a client trips over your gear at a shoot and injures themselves). It also protects against the cost of copyright infringement claims and personal and advertising injury claims.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment (Inland Marine)
(Optional With Annual Plans Only)

Also known as inland marine insurance, camera equipment coverage protects your business from the cost of repairing or replacing damaged or stolen business equipment. This includes camera bodies, lenses, lighting equipment, and business equipment. We offer multiple levels of equipment coverage based on your business needs.