Event Insurance for Photographers

Short-term liability insurance in a flash.

AS LOW AS

$59

1-3 Day Coverage


General liability only

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You be bold, we’ll play it safe.

Getting the shot means taking risks. With event insurance from FFI, you can keep your equipment, your clients, and your business safe if something goes wrong.

Maybe the perfect outdoor engagement shoot is a little less dreamy when one of your clients trips and sprains their ankle. Or maybe the corporate event you were hired to shoot takes a wrong turn when one of your lights falls and damages the tile floor.

Accidents happen, and you run the risk of paying for your client’s medical bills and property damage out of pocket. But with FFI, you don’t have to let the “what-ifs” get in the way of those “wow” moments.

Buy a policy

Your policy travels with you, so you’re covered for:

  • Weddings
  • Retreats
  • Real Estate
  • Performances
  • Product Shoots
  • Trade Shows
  • Sports Events
  • Commercial

Buy a policy

A Snapshot of Our Coverage

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High-Quality Coverage

Up to $2M in general liability coverage for one to three day events.

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Fast and Secure

Buy liability insurance for your next event in 10 minutes or less. Download your certificate at checkout.

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Unlimited Additional Insureds

Add unlimited additional insureds, such as studios, venues, or national parks, to your policy for just $5.

Event Insurance

Basic one-day photography insurance or up to 3 days of coverage

$59/ 3 days

Event Photography Insurance Limits

  • General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
  • Products - Completed Operations Aggregate Limit Excluded
  • Personal and Advertising Injury Limit $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Pricing (for consecutive days)

  • 1-3 Days $59
Unlimited additional insureds may be purchased for $5 under the event policy.
Please note that Products and Operations has been specifically excluded from our Event Insurance. If you need products coverage, or you are looking for a more comprehensive options, please consider purchasing our Annual Policy.

Your Business is worth protecting

Find out why over 10,000 photographers choose Full Frame Insurance

Rob L.
Rob L.
Rob Productions
"Really easy & just what I needed."

Really easy & just what I needed now that I’ve upgraded my gear and need to have that peace of mind. Hopefully, I won’t need to submit a claim in the future, but if I do, I hope it goes as well as the purchasing did.
Melissa Ballarin
Melissa Ballarin
Business Owner
"Great, fast insurance at a perfect price."

Great, fast insurance at a perfect price. We work and shoot weddins internationally so it was super convenient to have fast, easy coverage for the few weddings that we had in the states this year. There were a couple of changes that I needed to make after purchasing a single-day policy and their customer support was super helpful and fast. Thank you, Full Frame!
Hannah Mayo
Hannah Mayo
Business Owner
"The easiest and fastest insurance experience I’ve ever encountered"

The easiest and fastest insurance experience I’ve ever encountered! I was overpaying dramatically for my business insurance before I found Full Frame. I’m so glad I found them!
Alexandra Lane
Alexandra Lane
Business Owner
"Quick easy and more affordable than other options"

Quick easy and more affordable than other options. I called to get a question answered and it was a really nice experience, the lady I spoke with was really helpful and kind.
Javier Lima
Javier Lima
Javier Events
"Easier way to get insurance for your event."

Easier way to get insurance for your event. Hopefully I will never have to use it. 📸📽️
JD Guy
JD Guy
PixrGuy
"Ordering was super simple"

Ordering was super simple. Hopefully if I need to make a claim one day, that will be simple.

Whether you’re planning out your destination wedding six months in advance or running out the door right now, it’s never too late to find the coverage you need to keep shooting.

Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

'Failure to Deliver' Coverage
(Professional Liability)

‘Failure to Deliver’ Coverage, also known as Professional liability insurance, can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.