Covering Videographers
& Their Equipment

Insurance for cameras, lenses, gimbals, and gear. Business and equipment insurance in 10min or less.

A Snapshot of Our Coverage

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Camera Equipment Insurance

Full Frame offers a variety of camera equipment insurance options that cover your gear –camera lenses, lighting equipment, camera bodies, etc– at home, in transit, and on the job, so you always have the protection you need wherever you go, saving you time and money.

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Professional Liability Coverage

Technology can be unpredictable, so you can’t always anticipate a claim. When a faulty memory card loses client videos, make sure you’re covered. Full Frame’s professional liability insurance can help with the cost of claims caused by faulty equipment and litigious clients.

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Unlimited Additional Insureds

Do you need to add another business to your videography liability insurance certificate? Not a problem! With Full Frame, you can add unlimited additional insureds to your photography insurance for just $30. Additional insureds can include studios, venues, or national parks.

Your Business is Worth Protecting

Find out why over 10,000 videographers choose Full Frame Insurance

Full Frame Videography Insurance Policies

Protect your videography business with our annual packages with up to $2 million general liability coverage, multiple options for camera equipment insurance, and additional policy options for customized coverage.

Designed for videographers who only need short-term coverage, our event policy provides the basic protection your business needs over a 3-day period. With our event policy, you’ll never have to worry about insurance when you don’t absolutely need it.

Annual Plus

The ultimate in Full Frame coverage

$184/ year

Annual

Perfect for 3 or more shoots per year.

$129/ year

Event

Basic coverage over a 3 day period.

$59/ 3 days

What is Videography Insurance?

Videography Insurance is a liability insurance plan designed by Full Frame to protect videographers from the risks they face on a day-to-day basis. Common risks include trip and fall accidents, client injury, loss of video equipment, property damage, and more. With liability insurance, videographers can create a safety net that protects them from paying thousands of dollars out of pocket when these accidents occur.

Full Frame’s event and annual videography insurance policies both include general liability coverage, which can protect videographers from expenses that arise from third-party bodily injury and property damage claims. Full Frame also provides a variety of additional coverage options, including camera gear insurance, professional liability, cyber liability, and more.

What Kinds of Claims Does Videography Insurance Cover?

Videography insurance helps protect videographers from liability claims that could financially devastate your business. Common claims that videographers face include bodily injury claims, which arise when an individual is hurt as a result of your business operation, and property damage claims, which—similar to bodily injury—arise when someone’s property is damaged as a result of your business operation.

There are other claims that videographers face, like negligence claims or cyber liability claims, but the likelihood of facing such a claim depends on the business and the services offered. Full Frame provides additional coverage options, like professional liability coverage, cyber liability, camera gear insurance, and more to provide extra coverage according to your business needs.

Why Do I Need Videography Insurance?

Whether you run a professional videography business or are just starting as a freelance videographer, you face several liability risks every day on the job. Filming at different locations and with a variety of people exposes you to a wide array of unknowns. In the event of an accident, you could face claims with an out-of-pocket cost in the thousands.

Full Frame’s Videography Insurance can protect your business when something goes wrong. In addition, if you rent studio space or any other location, or plan to participate in events like trade shows to market your services, you may be required to have liability insurance—and to list them as an additional insured—before they allow you to work on their property.

Is Video Equipment Coverage Included in Videographer Insurance?

Video equipment insurance can be included in your Full Frame annual Videography Insurance policy. Full Frame offers multiple video equipment insurance options so you can have the coverage that’s best for you. Starting at just $55 per year, you can receive up to $1,000 in coverage per item with a $5K aggregate. For more coverage, you can upgrade your gear insurance policy up to $349 per year for $15K in coverage per item with a $75K aggregate.

Camera Gear Insurance Options

$1,000 per item / $5,000 aggregate $55

$2,000 per item / $20,000 aggregate $130

$5,000 per item / $30,000 aggregate $142

$10,000 per item / $60,000 aggregate $275

$15,000 per item / $75,000 aggregate $349

What Kinds of Claims Does Videographer Insurance Cover?

Videography insurance helps protect videographers from liability claims that could financially devastate your business. Common claims that videographers face include bodily injury claims, which arise when an individual is hurt as a result of your business operation, and property damage claims, which—similar to bodily injury—arise when someone’s property is damaged as a result of your business operation.

There are other claims that videographers face, like negligence claims or cyber liability claims, but the likelihood of facing such a claim depends on the business and the services offered. Full Frame provides additional coverage options, like professional liability coverage, cyber liability, camera gear insurance, and more to provide extra coverage according to your business needs.

Questions? We've got answers!

We understand that as a business owner you are responsible for setting up and booking video shoots, creating an online presence, editing all your client’s videos, and more. We offer the solution you’ve been looking for with our customizable policies that can include camera equipment coverage, damage to premises rented, and more. As a customer of FFI, you can breathe easier knowing your gear is protected on location, at a studio, and anywhere in between. 

Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

'Failure to Deliver' Coverage
(Professional Liability)

‘Failure to Deliver’ Coverage, also known as Professional liability insurance, can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.